COSTS

PRIVATE PAY

As of November 1, 2025, the hourly therapy rate is subject to regular adjustments that reflect inflation rates:

INDIVIDUAL SESSION $190 for 50 minutes.

COUPLES SESSION $210 for 50 minutes.

FAMILY SESSION $210 for 50 minutes.

The hourly rate for a therapy session encompasses a variety of costs beyond just the face-to-face time with the therapist. Here’s a breakdown of what this rate typically includes:

Therapist's Time and Expertise: The hourly therapy rate compensates for the therapist’s specialized training, experience, and expertise. Many therapists hold advanced degrees, ongoing certifications, and unique specializations, all of which enhance the quality of care.

Preparation and Documentation: Therapists often spend additional time outside of sessions reviewing case notes, preparing for sessions, writing session summaries, and maintaining client files to ensure continuity of care.

Operational Costs: Private practice therapists bear their own business expenses, which may consist of office rent, utilities, liability insurance, equipment, and office supplies.

Licensing and Continuing Education: Therapists in private practice are responsible for licensing fees, professional memberships, and continuing education to maintain their credentials and stay current with the latest therapeutic approaches.

Billing and Administrative Work: Managing payments, insurance options, and scheduling often requires time or administrative support, contributing to the overall session costs. For those who provide superbills, extra time is spent ensuring that documentation meets insurance standards.

Overhead for Practice Management Software: Many therapists utilize software for scheduling, secure messaging, and telehealth sessions, ensuring confidentiality while incurring monthly fees.

Insurance and Benefits (if applicable): Unlike salaried positions, private practice therapists do not receive employer-provided benefits, so the hourly therapy rate helps cover their health insurance, retirement savings, and other personal benefits.

In summary, the hourly therapy rate reflects not just the in-session expertise but also the full spectrum of supports, tools, and ongoing professional development required to deliver effective and ethical care.

HOW TO USE A SUPERBILL

To use a Superbill from a private practice therapist with your insurance plan, follow these steps:

Check Coverage: Verify with your insurance provider if they cover out-of-network providers, as superbills are typically used for out-of-network reimbursement. Inquire about reimbursement rates related to session costs, any required diagnosis codes, and if there’s a deductible to meet.

Request a Superbill: After your sessions, ask your therapist to provide a superbill. This itemized receipt should include your therapist's details, your information, dates of service, service codes (such as CPT codes), diagnosis codes (if applicable), and the amount you paid, which reflects the hourly therapy rate.

Submit the Superbill: Follow your insurance company's process to submit the superbill. You might need to fill out a claim form provided by the insurer and attach the superbill. Claims can often be submitted through your insurance portal, by email, or by mail.

Track Your Claim: After submission, keep an eye on your claim status. You may need to follow up with the insurance company if there are any delays or issues. Ensure you keep copies of all documents for your records.

Receive Reimbursement: Once the claim is approved, you should receive reimbursement based on your plan’s out-of-network coverage. This may be a percentage of the amount on the superbill, minus any deductible or copay amount.

If you have any questions, contacting your insurance provider’s customer service can clarify specific insurance options or steps.

COSTS

PRIVATE PAY

HOW TO USE A SUPERBILL

ALTERNATE LOW-FEE OPTION

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